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) Online Mortgage Directory Adds Tax Relief to Menu of Services for Consumers
LendingGateway.com just added Tax Debt relief to the company's menu of online applications that connect consumers directly to professionals who can help them.San Diego, CA (PRWEB) September 17, 2007 -- LendingGateway.com is expanding its menu of services to include Tax Debt Relief. As an online mortgage lender directory that connects potential borrowers matching lenders, LendingGateway.com receives many visitors with damaged credit or other financial issues. The company responded to the inquiries for help last month by adding Debt Consolidation and Student Loan Consolidation assistance. And because of further consumer interest in help with Tax Debt problems, LendingGateway.com partnered with Tax Debt Relief experts nationwide who can help applicants with their tax issues, be it a tax lien, unfilled taxes, or Wage garnishment. More>>
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) Online Mortgage Portal Receives Spike in Refinance Applications after the Fed Cut Rates
LendingGateway.com receives hundreds of online enquires to get into a fixed rate despite the interest rate drop.San Diego, CA (PRWEB) September 28, 2007 -- Over the last week, after the Federal Reserve cut interest rates by 0.5 percentage points, LendingGateway.com received an increase in online enquires and phone calls about how this will affect the home loan market. Despite the Federal Reserve's intentions of alleviating the "sub-prime" home loan chaos through the rate cut mortgage rates continued to increase.
"The most common thing we see is people that have adjustable rate mortgages worried about their interest rate increasing and affecting their ability to meet their monthly loan payment," explains Scott Olson, COO at LendingGateway.com, "the best advice our loan consultants give is to look into re-financing their existing home loan from an ARM to a safer fixed rate."
In addition to an increase in online mortgage applications, LendingGateway.com, also saw a jump in several debt consolidation enquiries on their online form at https://apply.lendinggateway.com/forms/debt.php
"Although we advise consumers to get into a safer fixed rate not everyone qualifies," says Alexander Capio, Owner and CEO of LendingGateway.com. More>>
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) Genes Responsible For Sleepy Feelings
Genes responsible for our 24 hour body clock influence not only the timing of sleep, but also appear to be central to the actual restorative process of sleep, according to research published in the online open access journal BMC Neuroscience. The study identified changes in the brain that lead to the increased desire and need for sleep during time spent awake.
"We still do not know why we benefit from sleep, or why we feel tired when we are 'lacking' sleep, but it seems likely that sleep serves some basic biological function for the brain such as energy restoration for brain cells or memory consolidation." Explains Dr Bruce O'Hara of the University of Kentucky, one of the neuroscientists who conducted the research. "We have found that clock gene expression in the brain is highly correlated to the build-up of sleep debt, while previous findings have linked these genes to energy metabolism. More>> - (
) Debtbang.com now Offers Do-it-yourself Debt Consolidation
Debtbang.com, a new counseling web site about debt consolidation, provides an honest alternative to commercial debt consolidation firms.Seattle, WA (PRWEB) September 15, 2007 -- Debtbang.com, a new counseling web site about debt consolidation, provides an honest alternative to commercial debt consolidation firms.
"If you're considering steps towards debt consolidation, the real truth is that you're better off handling it yourself, instead of paying an arm and a leg to another company to do it for you," says Kevin Dunham of Debtbang.com. "Debtbang.com offers you the knowledge and advice you need, so that you can get out of debt by yourself."
Debtbang.com (available online at http://www.debtbang.com) is the most practical and affordable debt settlement solution, tailored to give ordinary people debt advice that they can understand and follow. More>>
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) Connection between expression of clock genes and sleep
Genes responsible for our 24 hour body clock influence not only the timing of sleep, but also appear to be central to the actual restorative process of sleep, according to research published in the online open access journal BMC Neuroscience.The study identified changes in the brain that lead to the increased desire and need for sleep during time spent awake.
"We still do not know why we benefit from sleep, or why we feel tired when we are 'lacking' sleep, but it seems likely that sleep serves some basic biological function for the brain such as energy restoration for brain cells or memory consolidation." Explains Dr Bruce O'Hara of the University of Kentucky, one of the neuroscientists who conducted the research. "We have found that clock gene expression in the brain is highly correlated to the build-up of sleep debt, while previous findings have linked these genes to energy metabolism. More>>
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) 4 great books: coming world conflicts: China vs West: finance, trade, outsourcing politics
Is a new world war in the making? What are blocking next stage world finance, trade, outsourcing, investment, progress, development, leadership, politics? Talk to Andre Gunder Frank, Chalmers Johnson, George Zhibin Gu. 4 provocative books that can change your mind in 2005 about the geo-politic and geo-economic dynamics going on Interviews by Jorge Nascimento Rodrigues, editor of Gurus online. tv George Zhibin Gu, author of two new books, "China's Global Reach" and "China and the New World Order" Chalmers Johnson, author of "The Sorrows of Empire" Andr� Gunder Frank, author of the forthcoming "ReOrient the Nineteenth Century" (a sequel of his 1998's "ReOrient") FIRST STORY A view from an insider George Zhibin Gu CHINA IS BECOMING A GLOBAL THEATER "A new power balance will emerge gradually and most likely indirectly" INTERVIEW First idea: "Today, most Chinese would prefer to be the one just following the leader. More>> - (
) How To Handle a Cash Crunch
(ARA) - In the world of living paycheck to paycheck, unforeseen expenses create a very stressful situation. Whether the car breaks down, the water heater blows a leak or your dog needs emergency surgery from eating the hallway rug, finding a way to get out of the red gets harder every day. If you don't have an emergency savings account, the alternatives of how to pay for these situations are limited. If you have a credit card and are already making payments, you know how long it takes to pay back credit debt even if you have a low interest rate. A larger balance creates a bigger monthly payment. If you're already struggling to make the minimum payment, the debt will continue to grow with no end in sight.Here are a few options for you to pay for emergencies and to make solid but simple changes in how you manage your finances:* Credit counseling -- Talk with a financial advisor for help in creating a budget. More>>